September 2008 Products Conforming
Prime (Full Status only) Self-Certification
Maximum LTV 65% 75% 80% 65% 75%
2 Year Fixed (Until 1 November 2010) 6.79% 6.89% 7.29% 6.99% 7.34%
3 Year Fixed (Until 1 November 2011) 6.79% 6.89% 7.29% 6.99% 7.34%
3 Year Fixed (Until 1 November 2011) Remortgage Special with FREE Legal Fees (including Title Insurance) 6.89% 6.99% Not Available 7.09% 7.44%
(Max LTV 70%)
 
Reversionary Rate 8.00%
BBR + 3.00%		 8.00%
BBR + 3.00%
Maximum Loan
(House Purchase & Remortgage)		 £750K £500K £750K
Arrangement Fee (can be added to the loan) £995 £995
Remortgage information Prime remortgage max LTV 75% Self-Cert remortgage max LTV 70%
FAST Remortgage Option
Includes Title Insurance & Conveyancing (Optional & can be added to the loan. Can be applied to all rates with exception of Remortgage Specials)		 £350 £350
Introducer Fee 0.35%
(Max £2,625)		 0.50%
(Max £3,750)
Additional Notes

Available to Employed & Self Employed
Not available on New Build Flats

Not available to employed
Not available on New Build Flats
 

 

 
Conforming Early Repayment Charges
On expiry of initial Early Repayment Charge – 1 month’s notice or 1% of amount redeemed applies
2 Year Fixed 5% of amount redeemed until 1 November 2010
3 Year Fixed 5% of amount redeemed until 1 November 2011